Moving Out Soon? You Need These Tips
As someone who is on the hunt for a new place to live, the thought of packing boxes upon boxes of stuff is enough to send me into a tizzy. But if that was the only thing I had to worry about, I’d be a happy camper.
If you’re thinking about moving out soon, there are a few things you need to consider first. (Sorry to burst your bubble!) That way, you’ll be well-prepared and can hopefully minimize the amount of stress you’ll need to go through.
Grab your cup of tea (or equally delicious beverage) and let’s take a look at the things you need to consider before taking the moving plunge.
Get Your Money Stuff Together
Captain Obvious here: moving costs money. And if you don’t keep track of it, you’re going to spend more than you bargained for.
If this is your first time moving out, it can be hard to estimate moving costs. This is where you can do a quick online search and look up costs related to moving. Here’s a quick list of things to consider:
- Moving truck rental (plus movers if you need help)
- Security deposit (typically first and last month’s rent)
- Rental application fee
- Closing costs (if you’re buying a house)
- Packing materials
- Items for your new place
- Setup fees for utilities
Once you have a list of costs, you can start setting aside money bit by bit so that when it does come time to move, you’re ready for it.This is also a good time to take a look at your budget to see how much rent or mortgage you can afford. If you can’t make the monthly payments, it doesn’t matter how cute the apartment across the city is.
Think Carefully About Your Lifestyle
Here comes the fun part: figuring out where to move!When doing research on where you want to move, think about the lifestyle you want. Write down a list of places you like to go do, hobbies you partake in, and even how far you want to travel for work. Are you a really active person? In this case, does it make sense to move closer to a park or a hiking trail? Or if you really hate driving and dread long commutes, does that mean you should look for a place that’s closer to work?
Don’t forget your budget. When you’re doing an online search on places like Zillow or Apartments.com, you can filter your search by neighborhood and maximum budget so you don’t bother wasting time on duds.
Take A Good Look At Your Credit Score
Having a good credit score is crucial if you want to be able to move into the home or apartment of your dreams. Landlords take this into consideration when you submit a rental application. If you’re purchasing a home, then your credit score can help you nab the best mortgage terms.
The lower your credit score, the fewer choices you may have in terms of where you can live. As a renter, it could also mean that your security deposit is higher than if you have a higher credit score. In some cases, you may even have to put down a non-refundable security deposit.
Try to check your credit score a few months before you decide to move. If your credit card doesn’t provide credit card monitoring services, Credit Karma or Credit Sesame provide your credit score for free. The Fair Credit Reporting Act (FCRA) requires that the three major credit reporting companies — Equifax, Experian, and TransUnion — give you a free copy of your credit report each year. You can request this at AnnualCreditReport.com. Check this over to see if there are any discrepancies and take the necessary steps to correct them, as they can affect your score.
Plan Out Your Moving Day
Whoo hoo, you found a place! Now time to pack your things and moving into your new place.
Before you start putting everything into boxes, pick the exact day you plan to move. If you’re hiring movers, you can give them your moving date ahead of time and get pricing estimates. Or if you’re moving solo, you can ask friends if they can spare some time to help you.
Before packing you may want to go through all of your things to see if you really need them. There’s no point in moving things you’re never going to end up using — and waste energy, time, and money lugging them around. Besides, purging things feels really good.
Time for the move! Even with all the boxes piled up, take the time to enjoy your new surroundings. Go for a walk, be present when cooking your first meal, say hi to your new neighbors. Moving can be stressful, but it’s worth as you make a new place your home.