Penguin Thoughts
Your money-saving prodigy penguin writes
Money Basics
Top 7 Banks That Have Free ATMs and ATM Refunds
You might think that all banks are created equal, but being charged for withdrawing cash at an ATM can be incredibly frustrating. Even seemingly minor fees can add up to a lot of money over months and years of using ATMs. This article will cover some of the...
12 Tips to Save Money on Car Rentals
Sometimes renting a car is the perfect way to get around. Rentals are available on short notice, timing is flexible, and you can get whatever kind of ride you need. Even if you already own a car, renting wheels while you travel can be cheaper than driving to...
How Much Should you Spend on a Car? Check this 3-Point Rule
According to the 20/4/10 rule, when buying a car, you should make a 20 percent down payment, stick to a loan term of four years or less, and spend no more than 10 percent of your gross income on total vehicle costs. That includes car payment, insurance, gas,...
12 Easy Ways to Save Money on Car Insurance
There’s no way around car insurance for most US drivers. It’s a significant cost that we all have to navigate. And even if you consider yourself a fairly savvy consumer, you might feel like you’re spending more than you need to. And you’re probably right! Most...
7 Hacks to Pay Off your Car Loan Faster
Buying a car can be exciting, but parking that shiny new vehicle in the driveway often comes with something less fun: an auto loan. Most Americans who purchase a new car, and many who buy used vehicles too, do so with the help of financing. As cars get more...
How to Travel to Hawaii on a Budget
Plan a tropical getaway that you can afford with this money-saving guide. Learn how to make your Hawaii dream vacation a reality on a realistic budget.
10 Ways to Save Money on Groceries
Want to know how to save money on groceries? There’s a lot more to it than clipping coupons. Check out our 10 best ways to save money at the store.
10 Grocery Shopping Tips When On A Budget
Learn how to grocery shop on a budget & save money without coupons. Check out our 10 grocery shopping tips to keep your food spending affordable.
How Much Should You Budget for Groceries?
Create a grocery budget that fits your lifestyle. Learn how much you should spend on food every month & manage your money wisely.
Roth IRA: What You Need to Know
You’ve been saving in your 401k and want to take your retirement investments to the next level. Charlie’s got what you need to know about the Roth IRA.
Money Basics
31 Articles
Top 7 Banks That Have Free ATMs and ATM Refunds
You might think that all banks are created equal, but being charged for withdrawing cash at an ATM can be incredibly frustrating. Even seemingly minor fees can add up to a lot of money over months and years of using ATMs. This article will cover some of the...
12 Tips to Save Money on Car Rentals
Sometimes renting a car is the perfect way to get around. Rentals are available on short notice, timing is flexible, and you can get whatever kind of ride you need. Even if you already own a car, renting wheels while you travel can be cheaper than driving to...
How Much Should you Spend on a Car? Check this 3-Point Rule
According to the 20/4/10 rule, when buying a car, you should make a 20 percent down payment, stick to a loan term of four years or less, and spend no more than 10 percent of your gross income on total vehicle costs. That includes car payment, insurance, gas,...
12 Easy Ways to Save Money on Car Insurance
There’s no way around car insurance for most US drivers. It’s a significant cost that we all have to navigate. And even if you consider yourself a fairly savvy consumer, you might feel like you’re spending more than you need to. And you’re probably right! Most...
7 Hacks to Pay Off your Car Loan Faster
Buying a car can be exciting, but parking that shiny new vehicle in the driveway often comes with something less fun: an auto loan. Most Americans who purchase a new car, and many who buy used vehicles too, do so with the help of financing. As cars get more...
How to Travel to Hawaii on a Budget
Plan a tropical getaway that you can afford with this money-saving guide. Learn how to make your Hawaii dream vacation a reality on a realistic budget.
10 Ways to Save Money on Groceries
Want to know how to save money on groceries? There’s a lot more to it than clipping coupons. Check out our 10 best ways to save money at the store.
10 Grocery Shopping Tips When On A Budget
Learn how to grocery shop on a budget & save money without coupons. Check out our 10 grocery shopping tips to keep your food spending affordable.
How Much Should You Budget for Groceries?
Create a grocery budget that fits your lifestyle. Learn how much you should spend on food every month & manage your money wisely.
Roth IRA: What You Need to Know
You’ve been saving in your 401k and want to take your retirement investments to the next level. Charlie’s got what you need to know about the Roth IRA.
4 Best Ways to Get Free Stuff
Yes, you can get totally get free stuff. Here are four effective ways to do so.
The Right Time to Start Retirement Planning is Now
It seems far away, but your retirement years will be here before you know it. If you’re asking yourself about the right time to start planning, the answer is, “Right now.”
7 Insurance Policies for Married Couples
Between the wedding ceremony, the honeymoon, and all the legal paperwork involved, married couples likely forget about their new insurance needs. Charlie can help.
What is a High-Interest Savings Account and Why Should You Care?
Don’t let your hard earned dollars go to waste. Learn what a high-interest savings account is and why you should open one.
Can’t Afford to Move? Here’s How to Cope
Sometimes moving to a cheaper apartment can have greater costs – financially and otherwise – than staying in your current spot. Here are some tips to help manage money when it’s too expensive to move.
Penguin Pick of the Month: 401k Hardship Withdrawals
You may be scrambling to make ends meet, but is a 401k hardship withdrawal your best bet? Charlie’s got the lowdown on how it works.
10 Ways to Win Retirement Planning with Your Spouse
Working towards a dream retirement with your spouse may be easier than you think. Your favorite penguin breaks it down for you here.
Ready to Buy? Useful Tips for First-Time Home Buyers
Thinking about buying a house but have no idea where to start? Here are some tips to keep in mind before you take the plunge as a first time home buyer.
Eating Healthy: Less Expensive Than You Think?
Eating healthy can rack up a large bill at the grocer. But, Charlie’s got tons of tips to give your diet a nutrition boost without breaking the bank.
6 Ways to Save Money on Your Health Care
Health care costs can quickly tank your budget. But don’t worry-we’ve got some surefire ways for you to mitigate those expenses and still enjoy good health.