Penguin Thoughts

Your money-saving prodigy penguin writes

Penguin Thoughts

Your money-saving prodigy penguin writes

Lifestyle

Can Staying in Hostels Help You Travel in Style?

  Hostels tend to get a bad rap: dim lighting, smelly backpackers, or even cockroaches all over the place. When I first started traveling as an adult — I’m not going to admit how old I am because this was back in the day when they issued paper airline tickets — I...

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Break the Taboo: 5 Ways to Get Comfy with Money

  We all need it. We all want it. And yet, we totally struggle to talk about it: money. While millennials do a bit better job than their predecessors breaking the money taboo, they’re still inclined to chat more about politics and mental health than their debt or 401k...

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How Your Side Hustle Could Be Costing You $

Having a side hustle can be a great way to pay off debt and have more cash to do what you love. But beware: many side hustles have costs -- some obvious, some hidden-- that will eat at your profits. Every penny you spend on expenses is one less you can put toward your...

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8 Ways to Stop Impulse Shopping

  Raise your hand if you’ve gone into Target just to buy a pack of toilet paper and left with a full basket of stuff.   Hey, we’ve all been there. It’s fine to make light of it all (I mean it does make for some great Target run memes, amiright?) but when it comes time...

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When Deals Aren’t Really Deals

Mega annual sales. Buy one get one free deals. Free shipping if you spend X. It’s far too easy to get enticed by a supposed bargain, thinking that you’ll save some beans. It’s only after you’ve made the purchase that you learn the juice just ain’t worth the squeeze....

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Your Guide to Overcoming Debt Shame

  Ugh, the dreaded "D" word. It's more unpleasant to bring up one's debt situation than a significant other (or lack thereof) or problems at work. There's certainly a jumble of emotions that come with debt: anger, resentment, and anxiety, for starters. But here's the...

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Are you Suffering from a Debt Hangover?

  Yup, the holidays are the time when you can get overboard (in every sense of the word). Who can resist shiny bobbles, Christmas markets and an adorable pair of shoes you'll wear to a holiday party? Next thing you know, you've swiped your credit card too many times...

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6 Steps to Ditching Your Debt

  Let’s face it -- debt sucks! Keeping up with the payments means less cash to do what you really want. And, the interest makes the burden grow, often faster than your payments reduce the balance due. With a solid plan and a lot of determination, you can ditch your...

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7 Ways To Make Bank During Winter Break

  Ahhh winter break: a few weeks to celebrate the holidays, rest your brain, and make some cash. With your new found spare time, you can earn money to pay off your holiday splurges, chip away at your next tuition bill, fund an epic spring break trip, or whatever else...

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