Erin Lowry

Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up Your Money. She’s been featured in The New York Times, Wall Street Journal and on CBS Sunday Morning, CNBC and Cheddar. She has written for USA Today, Cosmopolitan and Medium. Erin also regularly speaks at universities and conferences around the country. She spent most of her childhood living in Asia but now settled in New York City with her husband.  You can find her on Instagram at @BrokeMillennialBlog, Twitter @BrokeMillennial and at BrokeMillennial.com

Articles by Erin

How Will a New Credit Line Impact my Credit Score?

How Will a New Credit Line Impact my Credit Score?

  When applying for a new line of credit, it’s natural to fret a little -- or a lot -- about how this move will impact your credit score. However, it can still be a smart move!    Your credit score is meant to be used (within reason) The entire point of...

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Should I Use a Debt Relief Company?

Should I Use a Debt Relief Company?

  There’s a big issue when it comes to debt relief companies: it’s hard to tell who is a good guy. Heck, even the language is confusing because debt relief, debt consolidation, debt settlement and credit counseling often get used interchangeably, though they’re...

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What is a Personal Loan and How to Get One

What is a Personal Loan and How to Get One

  You’ve considered debt avalanche and debt snowball and you’re a little freaked out about taking out a new credit card to pay off existing credit card debt with a balance transfer. Channel your best infomercial voice and say “there’s gotta be another way!” And...

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What to Watch Out for When Getting a Personal Loan

What to Watch Out for When Getting a Personal Loan

  With fixed-terms and set monthly payments, a personal loan can be a more attractive option than a balance transfer for those who fear the temptation of a credit card. However, a personal loan isn’t without its potential pitfalls. You need to understand all the...

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How to Pick a Balance Transfer Card

How to Pick a Balance Transfer Card

  You now understand how a balance transfer works and the ways you can maximize the benefits without falling victim to a trap. Now it’s time for us to talk about how to actually go about picking your balance transfer credit card! It starts with finding a good...

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How Will a Balance Transfer Impact My Credit Score

How Will a Balance Transfer Impact My Credit Score

  When applying for a balance transfer credit card, it’s natural to fret a little -- or a lot -- about how this move will impact your credit score. And notice, I said “will” not “could” or “if” or “may”, because getting a new line of credit is definitely going to...

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Tricks and Traps of a Balance Transfer

Tricks and Traps of a Balance Transfer

  A balance transfer is one of the most efficient ways to slay credit card debt -- but that’s not profitable for the banks! Surprise, surprise, banks looooove when you pay oodles of money in interest. So even though banks allow you to transfer your balance and...

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Debt Avalanche Method: What is it and How Does it Work?

Debt Avalanche Method: What is it and How Does it Work?

Now you know that debt snowball is the strategy that gives you that hit of dopamine during your slog of paying off debt by providing little wins along the way. It’s the psychologically correct approach for a lot of people, but debt avalanche is perfect for all the number nerds out there.

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How to Pick Between Debt Snowball & Debt Avalanche

How to Pick Between Debt Snowball & Debt Avalanche

You’re educated on two great ways to pay off debt: Debt Snowball and Debt Avalanche. Now you have to make the choice about which one is actually the right fit for you. Don’t let the anxiety of having to make a decision paralyze you, because there’s some good news…

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How Will a New Credit Line Impact my Credit Score?

How Will a New Credit Line Impact my Credit Score?

  When applying for a new line of credit, it’s natural to fret a little -- or a lot -- about how this move will impact your credit score. However, it can still be a smart move!    Your credit score is meant to be used (within reason) The entire point of...

Should I Use a Debt Relief Company?

Should I Use a Debt Relief Company?

  There’s a big issue when it comes to debt relief companies: it’s hard to tell who is a good guy. Heck, even the language is confusing because debt relief, debt consolidation, debt settlement and credit counseling often get used interchangeably, though they’re...

What is a Personal Loan and How to Get One

What is a Personal Loan and How to Get One

  You’ve considered debt avalanche and debt snowball and you’re a little freaked out about taking out a new credit card to pay off existing credit card debt with a balance transfer. Channel your best infomercial voice and say “there’s gotta be another way!” And...

How to Pick a Balance Transfer Card

How to Pick a Balance Transfer Card

  You now understand how a balance transfer works and the ways you can maximize the benefits without falling victim to a trap. Now it’s time for us to talk about how to actually go about picking your balance transfer credit card! It starts with finding a good...

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