Penguin Thoughts
Your money-saving prodigy penguin writes
Penguin Thoughts
Your money-saving prodigy penguin writes
Charlie’s Favorite Articles
5 Signs You Have an Unhealthy Relationship With Money
Love is in the air… but how about with money? Love it, hate it, obsess over it, or ignore it -- having a healthy relationship with money is probably one of the best things you can do for yourself. By now you probably know that your relationship with money can...
read moreCan Staying in Hostels Help You Travel in Style?
Hostels tend to get a bad rap: dim lighting, smelly backpackers, or even cockroaches all over the place. When I first started traveling as an adult — I’m not going to admit how old I am because this was back in the day when they issued paper airline tickets — I...
read moreBreak the Taboo: 5 Ways to Get Comfy with Money
We all need it. We all want it. And yet, we totally struggle to talk about it: money. While millennials do a bit better job than their predecessors breaking the money taboo, they’re still inclined to chat more about politics and mental health than their debt or 401k...
read moreHow Your Side Hustle Could Be Costing You $
Having a side hustle can be a great way to pay off debt and have more cash to do what you love. But beware: many side hustles have costs -- some obvious, some hidden-- that will eat at your profits. Every penny you spend on expenses is one less you can put toward your...
read more8 Ways to Stop Impulse Shopping
Raise your hand if you’ve gone into Target just to buy a pack of toilet paper and left with a full basket of stuff. Hey, we’ve all been there. It’s fine to make light of it all (I mean it does make for some great Target run memes, amiright?) but when it comes time...
read moreWhen Deals Aren’t Really Deals
Mega annual sales. Buy one get one free deals. Free shipping if you spend X. It’s far too easy to get enticed by a supposed bargain, thinking that you’ll save some beans. It’s only after you’ve made the purchase that you learn the juice just ain’t worth the squeeze....
read moreYour Guide to Overcoming Debt Shame
Ugh, the dreaded "D" word. It's more unpleasant to bring up one's debt situation than a significant other (or lack thereof) or problems at work. There's certainly a jumble of emotions that come with debt: anger, resentment, and anxiety, for starters. But here's the...
read moreAre you Suffering from a Debt Hangover?
Yup, the holidays are the time when you can get overboard (in every sense of the word). Who can resist shiny bobbles, Christmas markets and an adorable pair of shoes you'll wear to a holiday party? Next thing you know, you've swiped your credit card too many times...
read more6 Steps to Ditching Your Debt
Let’s face it -- debt sucks! Keeping up with the payments means less cash to do what you really want. And, the interest makes the burden grow, often faster than your payments reduce the balance due. With a solid plan and a lot of determination, you can ditch your...
read more7 Ways To Make Bank During Winter Break
Ahhh winter break: a few weeks to celebrate the holidays, rest your brain, and make some cash. With your new found spare time, you can earn money to pay off your holiday splurges, chip away at your next tuition bill, fund an epic spring break trip, or whatever else...
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