Penguin Thoughts

Your money-saving prodigy penguin writes

Penguin Thoughts

Your money-saving prodigy penguin writes

Charlie’s Favorite Articles

5 Lessons from Lola: A Money Retreat for Strong Women

  What do you get when you fill a room with 50-plus, money-focused females from all walks of life — from all parts of the country, all professions, ages, socioeconomic status, knowledge of personal finance — in a positive, intimate environment? Pure magic. The third...

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Why You Need Visual Goals For Your Finances

  Let’s talk money goals. What are yours? If you have a big, audacious financial goal, it can seem really overwhelming — maybe you’re wondering how you can keep yourself motivated, or how to tackle the goal in the first place. What if there’s a fun way to do it that...

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Staycation: Half the Cost, All the Fun

  Are you dreaming about an exotic spring break party in a land far away, but don’t have the dough to fund it? Fear not -- luxury travel isn’t as far out of reach as you may think! But if you still can’t swing it because of work or otherwise, you can have an amazing...

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Newly Single? How to Financially Get Over Your Ex

Breakups are painful and confusing. All of a sudden, your life is completely different and you now need to deal with everything on your own -- including financial matters. Even though your heart is bruised and mind is dazed, you need to take charge of your money and...

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Can Staying in Hostels Help You Travel in Style?

  Hostels tend to get a bad rap: dim lighting, smelly backpackers, or even cockroaches all over the place. When I first started traveling as an adult — I’m not going to admit how old I am because this was back in the day when they issued paper airline tickets — I...

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Break the Taboo: 5 Ways to Get Comfy with Money

  We all need it. We all want it. And yet, we totally struggle to talk about it: money. While millennials do a bit better job than their predecessors breaking the money taboo, they’re still inclined to chat more about politics and mental health than their debt or 401k...

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How Your Side Hustle Could Be Costing You $

Having a side hustle can be a great way to pay off debt and have more cash to do what you love. But beware: many side hustles have costs -- some obvious, some hidden-- that will eat at your profits. Every penny you spend on expenses is one less you can put toward your...

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8 Ways to Stop Impulse Shopping

  Raise your hand if you’ve gone into Target just to buy a pack of toilet paper and left with a full basket of stuff.   Hey, we’ve all been there. It’s fine to make light of it all (I mean it does make for some great Target run memes, amiright?) but when it comes time...

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