Penguin Thoughts
Your money-saving prodigy penguin writes
Penguin Thoughts
Your money-saving prodigy penguin writes
Charlie’s Favorite Articles
5 Lessons from Lola: A Money Retreat for Strong Women
What do you get when you fill a room with 50-plus, money-focused females from all walks of life — from all parts of the country, all professions, ages, socioeconomic status, knowledge of personal finance — in a positive, intimate environment? Pure magic. The third...
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How to Save Money Each Month While Paying Off Debt
You have oodles of debt that you want gone. But you also have other important financial goals, like saving money, that need your attention. These competing priorities can make you feel like you’re trapped in a chicken or the egg conundrum. If you pay down your...
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Why You Need Visual Goals For Your Finances
Let’s talk money goals. What are yours? If you have a big, audacious financial goal, it can seem really overwhelming — maybe you’re wondering how you can keep yourself motivated, or how to tackle the goal in the first place. What if there’s a fun way to do it that...
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Staycation: Half the Cost, All the Fun
Are you dreaming about an exotic spring break party in a land far away, but don’t have the dough to fund it? Fear not -- luxury travel isn’t as far out of reach as you may think! But if you still can’t swing it because of work or otherwise, you can have an amazing...
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Newly Single? How to Financially Get Over Your Ex
Breakups are painful and confusing. All of a sudden, your life is completely different and you now need to deal with everything on your own -- including financial matters. Even though your heart is bruised and mind is dazed, you need to take charge of your money and...
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5 Signs You Have an Unhealthy Relationship With Money
Love is in the air… but how about with money? Love it, hate it, obsess over it, or ignore it -- having a healthy relationship with money is probably one of the best things you can do for yourself. By now you probably know that your relationship with money can...
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Can Staying in Hostels Help You Travel in Style?
Hostels tend to get a bad rap: dim lighting, smelly backpackers, or even cockroaches all over the place. When I first started traveling as an adult — I’m not going to admit how old I am because this was back in the day when they issued paper airline tickets — I...
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Break the Taboo: 5 Ways to Get Comfy with Money
We all need it. We all want it. And yet, we totally struggle to talk about it: money. While millennials do a bit better job than their predecessors breaking the money taboo, they’re still inclined to chat more about politics and mental health than their debt or 401k...
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How Your Side Hustle Could Be Costing You $
Having a side hustle can be a great way to pay off debt and have more cash to do what you love. But beware: many side hustles have costs -- some obvious, some hidden-- that will eat at your profits. Every penny you spend on expenses is one less you can put toward your...
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8 Ways to Stop Impulse Shopping
Raise your hand if you’ve gone into Target just to buy a pack of toilet paper and left with a full basket of stuff. Hey, we’ve all been there. It’s fine to make light of it all (I mean it does make for some great Target run memes, amiright?) but when it comes time...
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