Buying a house is part of the American dream. Over the last two decades — with slowing wage growth and higher rates of student debt — more and more people are waiting to buy their first house. Chances are you’ve heard about a loan called a mortgage. A mortgage is a...
When most people think about beefing up their emergency fund, they think about socking away cash in a traditional savings account. Oftentimes, these traditional savings accounts are tied to the same bank that hosts your checking account. And yes, saving money for an...
Saving money is one of the hardest things to talk about and even harder to actually do. According to a Bankrate Survey, 30% of Americans have no emergency savings, and a $1000 unexpected cost would push them into debt. These are the staggering, maybe slightly...
When you turn the magical age of 18 years old, you officially become an adult in the eyes of the western world – meaning that you are responsible for the consequences and benefits of your spending choices. Soon you’ll begin to receive credit card and personal...
Choosing the right type of budget method for you is a tricky process. Many budgeting methods include dozens of budget categories which can get overwhelming fast. (I’m looking at you, Mint.) Over-categorizing your budget takes the fun out of enjoying the money you...
No matter where you are in your financial journey, having an emergency fund is crucial to achieving financial freedom. Building some emergency savings should be your top priority in terms of financial goals. Emergency funds are exactly what they sound like: money...
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