Penguin Thoughts
Your money-saving prodigy penguin writes
Budgeting
How to Decorate a Studio Apartment on a Budget
A studio apartment is an all-in-one kind of deal. With one open space to hold your bedroom, your kitchen, and your living room, it’s a home without barriers that’s full of possibilities. While the idea of a studio apartment may seem cozy and romantic to some,...
9 Affordable Ways to Decorate an Apartment
Whether it’s the difficult economy, a challenging job situation, or just the desire to upgrade, small apartment decorating on a budget can be a tough task. However, with the right tips and tricks, you can do a lot with a small space. If you’re considering...
8 Affordable Patio Decor Ideas
Your patio is the ideal place to bask on a summer evening, enjoy a brisk autumn morning, or totally replace your living room in the spring. Even a small patio can allow you to host larger gatherings, and incorporating the seating into the decor will liven it...
6 Beach House Decor Ideas on a Budget
Whether you’re sprucing up an actual beach house or you want to bring those relaxing sun-and-surf vibes to your landlocked home, there are plenty of affordable ways to make it happen. But first, it’s crucial to make a firm budget. The more committed you are to...
12 Bathroom Decoration Ideas on a Budget
Your bathroom is so much more than a place to hide away your toilet. Even if you’re only in the shower for a few minutes, your brain has the rare opportunity to work without the constant input you have to deal with the rest of the day. The best approach with...
5 DIY Baby Shower Decoration Ideas on a Budget
As exciting as a new baby can be, it can also be a time of stress anxiety. That’s why baby showers are so important! Though the gifts, games, and themes can be silly, they give parents (or parents-to-be) the opportunity to be surrounded by loved ones. It’s a...
4 Ways to Decorate Your Dining Room on a Budget
When it comes to decorating, the only way you can really get it wrong is to skip it altogether. You want your home to feel like yours, and the best way to do that is to make thoughtful choices that reflect your personal style! So whether you’re starting from...
10 Tips for Home Decorating on a Budget
When you’re making plans to decorate your home, the toughest challenge is usually trying to stay within your budget. Even though you have dreams of making it look like a home straight out of an HGTV reality show episode, your bank account can’t handle the...
5 Tips for Remodeling a Kitchen on a Budget
Remodeling your kitchen doesn’t have to be expensive. You can still remodel on a budget and get the kitchen of your dreams using this tips.
Bathroom Remodel Ideas on a Budget
If you’re scrolling on places like Instagram for bathroom remodel ideas on a budget, you’ll find lots of inspiration for sure. The truth is, social media platforms will be able to give you plenty of ideas, but you could find yourself balking at the prices — ...
Budgeting
66 Articles
How to Decorate a Studio Apartment on a Budget
A studio apartment is an all-in-one kind of deal. With one open space to hold your bedroom, your kitchen, and your living room, it’s a home without barriers that’s full of possibilities. While the idea of a studio apartment may seem cozy and romantic to some,...
9 Affordable Ways to Decorate an Apartment
Whether it’s the difficult economy, a challenging job situation, or just the desire to upgrade, small apartment decorating on a budget can be a tough task. However, with the right tips and tricks, you can do a lot with a small space. If you’re considering...
8 Affordable Patio Decor Ideas
Your patio is the ideal place to bask on a summer evening, enjoy a brisk autumn morning, or totally replace your living room in the spring. Even a small patio can allow you to host larger gatherings, and incorporating the seating into the decor will liven it...
6 Beach House Decor Ideas on a Budget
Whether you’re sprucing up an actual beach house or you want to bring those relaxing sun-and-surf vibes to your landlocked home, there are plenty of affordable ways to make it happen. But first, it’s crucial to make a firm budget. The more committed you are to...
12 Bathroom Decoration Ideas on a Budget
Your bathroom is so much more than a place to hide away your toilet. Even if you’re only in the shower for a few minutes, your brain has the rare opportunity to work without the constant input you have to deal with the rest of the day. The best approach with...
5 DIY Baby Shower Decoration Ideas on a Budget
As exciting as a new baby can be, it can also be a time of stress anxiety. That’s why baby showers are so important! Though the gifts, games, and themes can be silly, they give parents (or parents-to-be) the opportunity to be surrounded by loved ones. It’s a...
4 Ways to Decorate Your Dining Room on a Budget
When it comes to decorating, the only way you can really get it wrong is to skip it altogether. You want your home to feel like yours, and the best way to do that is to make thoughtful choices that reflect your personal style! So whether you’re starting from...
10 Tips for Home Decorating on a Budget
When you’re making plans to decorate your home, the toughest challenge is usually trying to stay within your budget. Even though you have dreams of making it look like a home straight out of an HGTV reality show episode, your bank account can’t handle the...
5 Tips for Remodeling a Kitchen on a Budget
Remodeling your kitchen doesn’t have to be expensive. You can still remodel on a budget and get the kitchen of your dreams using this tips.
Bathroom Remodel Ideas on a Budget
If you’re scrolling on places like Instagram for bathroom remodel ideas on a budget, you’ll find lots of inspiration for sure. The truth is, social media platforms will be able to give you plenty of ideas, but you could find yourself balking at the prices — ...
How to Save Money For a Vacation
You’ve planned out where you want to go on holiday and ready to submit your request for time off. You’re excited. That is until you look at your bank account. Maybe you’re thinking about how to save for a vacation in time, given your tight budget. Of course, it...
11 Easy Ways to Save Money While on Vacation
Learn how to stick to your budget while traveling with tips from our money-saving experts. Enjoy your vacation and come home with plenty of cash to spare.
How Much to Save for Car Maintenance?
Learn how much to save for car maintenance each month. Be prepared for the expected and unexpected costs of keeping your car up and running.
How to Save Money at Disney World
If a trip to Disney World is on your bucket list this year, it’s time to start planning now. Whether you’re traveling with friends or family, the costs of a Disney World vacation can start to add up quickly. While you might be tempted to spend money on all the bells...
12 Tips to Save Money on Car Rentals
Sometimes renting a car is the perfect way to get around. Rentals are available on short notice, timing is flexible, and you can get whatever kind of ride you need. Even if you already own a car, renting wheels while you travel can be cheaper than driving to...
How to Save Money For a Car: 9 Rules to Follow
For many Americans, driving a car is a non-negotiable part of life. It’s necessary to get to work, shop for food, connect with friends and family, and more. But how should you financially prepare for such a large commitment? What steps should you take to ensure...
How Much Should you Spend on a Car? Check this 3-Point Rule
According to the 20/4/10 rule, when buying a car, you should make a 20 percent down payment, stick to a loan term of four years or less, and spend no more than 10 percent of your gross income on total vehicle costs. That includes car payment, insurance, gas,...
How to Travel to Hawaii on a Budget
Plan a tropical getaway that you can afford with this money-saving guide. Learn how to make your Hawaii dream vacation a reality on a realistic budget.
9 Travel Hacks: How to Travel on a Budget
Vacations don’t have to be expensive! Use these guidelines to book and plan your trip and account for all your expenses, so you don’t come home penniless.
How to Travel to Europe on a Budget
See Europe on a budget you can afford with this cash-saving travel guide. Use these travel trips to stretch your budget through your whole adventure.