Penguin Thoughts
Your money-saving prodigy penguin writes
Budgeting
Bathroom Remodel Ideas on a Budget
If you’re scrolling on places like Instagram for bathroom remodel ideas on a budget, you’ll find lots of inspiration for sure. The truth is, social media platforms will be able to give you plenty of ideas, but you could find yourself balking at the prices — ...
How to Save Money For a Vacation
You’ve planned out where you want to go on holiday and ready to submit your request for time off. You’re excited. That is until you look at your bank account. Maybe you’re thinking about how to save for a vacation in time, given your tight budget. Of course, it...
11 Easy Ways to Save Money While on Vacation
Learn how to stick to your budget while traveling with tips from our money-saving experts. Enjoy your vacation and come home with plenty of cash to spare.
How Much to Save for Car Maintenance?
Learn how much to save for car maintenance each month. Be prepared for the expected and unexpected costs of keeping your car up and running.
How to Save Money at Disney World
If a trip to Disney World is on your bucket list this year, it’s time to start planning now. Whether you’re traveling with friends or family, the costs of a Disney World vacation can start to add up quickly. While you might be tempted to spend money on all the bells...
12 Tips to Save Money on Car Rentals
Sometimes renting a car is the perfect way to get around. Rentals are available on short notice, timing is flexible, and you can get whatever kind of ride you need. Even if you already own a car, renting wheels while you travel can be cheaper than driving to...
How to Save Money For a Car: 9 Rules to Follow
For many Americans, driving a car is a non-negotiable part of life. It’s necessary to get to work, shop for food, connect with friends and family, and more. But how should you financially prepare for such a large commitment? What steps should you take to ensure...
How Much Should you Spend on a Car? Check this 3-Point Rule
According to the 20/4/10 rule, when buying a car, you should make a 20 percent down payment, stick to a loan term of four years or less, and spend no more than 10 percent of your gross income on total vehicle costs. That includes car payment, insurance, gas,...
How to Travel to Hawaii on a Budget
Plan a tropical getaway that you can afford with this money-saving guide. Learn how to make your Hawaii dream vacation a reality on a realistic budget.
9 Travel Hacks: How to Travel on a Budget
Vacations don’t have to be expensive! Use these guidelines to book and plan your trip and account for all your expenses, so you don’t come home penniless.
Budgeting
57 Articles
Bathroom Remodel Ideas on a Budget
If you’re scrolling on places like Instagram for bathroom remodel ideas on a budget, you’ll find lots of inspiration for sure. The truth is, social media platforms will be able to give you plenty of ideas, but you could find yourself balking at the prices — ...
How to Save Money For a Vacation
You’ve planned out where you want to go on holiday and ready to submit your request for time off. You’re excited. That is until you look at your bank account. Maybe you’re thinking about how to save for a vacation in time, given your tight budget. Of course, it...
11 Easy Ways to Save Money While on Vacation
Learn how to stick to your budget while traveling with tips from our money-saving experts. Enjoy your vacation and come home with plenty of cash to spare.
How Much to Save for Car Maintenance?
Learn how much to save for car maintenance each month. Be prepared for the expected and unexpected costs of keeping your car up and running.
How to Save Money at Disney World
If a trip to Disney World is on your bucket list this year, it’s time to start planning now. Whether you’re traveling with friends or family, the costs of a Disney World vacation can start to add up quickly. While you might be tempted to spend money on all the bells...
12 Tips to Save Money on Car Rentals
Sometimes renting a car is the perfect way to get around. Rentals are available on short notice, timing is flexible, and you can get whatever kind of ride you need. Even if you already own a car, renting wheels while you travel can be cheaper than driving to...
How to Save Money For a Car: 9 Rules to Follow
For many Americans, driving a car is a non-negotiable part of life. It’s necessary to get to work, shop for food, connect with friends and family, and more. But how should you financially prepare for such a large commitment? What steps should you take to ensure...
How Much Should you Spend on a Car? Check this 3-Point Rule
According to the 20/4/10 rule, when buying a car, you should make a 20 percent down payment, stick to a loan term of four years or less, and spend no more than 10 percent of your gross income on total vehicle costs. That includes car payment, insurance, gas,...
How to Travel to Hawaii on a Budget
Plan a tropical getaway that you can afford with this money-saving guide. Learn how to make your Hawaii dream vacation a reality on a realistic budget.
9 Travel Hacks: How to Travel on a Budget
Vacations don’t have to be expensive! Use these guidelines to book and plan your trip and account for all your expenses, so you don’t come home penniless.
How to Travel to Europe on a Budget
See Europe on a budget you can afford with this cash-saving travel guide. Use these travel trips to stretch your budget through your whole adventure.
How to Plan Healthy Family Meals on a Tight Budget
Get inspired with these ideas for healthy family meals on a budget. Stretch your grocery budget and try something the whole family will look forward to.
7 Cheap Freezer Meals on a Budget
Plan your dinners for the week with these healthy, budget-friendly freezer meals. Take the time to try one of these flavorful recipes, and you’ll be addicted.
7-Day Cheap Vegan Meal Plan on a Budget
Get your shopping for the week done with this cheap vegan meal plan. Find out how easy it is to go plant-based with these pocketbook-friendly recipes.
12 Cheap Paleo Meals on a Budget
Spice up your routine and save money with these simple and cheap paleo meals. Eat something different without straying from your diet or going over budget.
10 Healthy Meals on a Budget
Save money and skip the junk food with these fantastic ideas for healthy meals on a budget. Make a list and plan your next grocery trip without overspending.
7 Best Healthy Meals for College Students on a Budget
Find out how to prep healthy meals on a college student budget with these simple solutions. Spend less money eating out and learn some basic kitchen skills.
10 Affordable Low-Carb Meals on a Budget
Cut the budget on your low carb diet with these cheap low carb meals. Satisfy your hunger by following these recipes and enjoy some variety in your diet.
How to Do the Keto Diet on a Budget
Make your keto diet work on a budget with our meal planning tips. Enjoy what you eat and lose weight without spending all your money on specialized keto foods.
How to Bulk up on a Budget
Learn healthy strategies for bulking on a budget. Use these tips to plan your meals ahead so you can skip the drive-thru and still meet your calorie goals.