Penguin Thoughts
Your money-saving prodigy penguin writes
Penguin Thoughts
Your money-saving prodigy penguin writes
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Featured Posts
Featured Posts
Budgeting for the Wedding Dress of Your Dreams
Congrats, bride-to-be! Are you excited about the big day? You already know that your wedding day will be an event to remember. If getting the wedding dress of your dreams is on top of your list, the good news is that there are no shortage of choices out there. The...
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10 Ways to Win Retirement Planning with Your Spouse
Despite retirement feeling like a long way off, you should be taking advantage of the gift of time (and compound interest!) by starting to plan now. If you’re married (or soon to be), you’ll need to factor your spouse into your retirement strategy. Even though...
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What to Do When Summer FOMO Kicks In
With summer quickly approaching, many of us are indulging the fantasy of lounging on a tropical beach with yummy cocktails or taking a long-awaited road trip. As exciting as those things sound, the fantasy is often dashed when reality hits: these things cost money....
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How to Personalize Your New Apartment on a Budget
Moving can be exciting -- but expensive. Between the first and last month’s rent, your security deposit, and other costs, your bank account may be hurting. To top it all off, your new apartment feels foreign, like it’s someone else’s home. But don’t worry -- you can...
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30+ Hacks to Save When Grocery Shopping
Grocery shopping is a major line item on anyone’s budget. (Charlie spends more than he cares to admit on squid, his favorite seafood!) But he knows that it’s possible to refine your spending in this category. Let’s look at several strategies you could implement to...
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How to Make Fewer Decisions and Still Get the Best Deal
If you’re a savvy shopper, chances are you’ve compared prices to save some beans. On the flip side, tedious searching comes with a cost. Besides the time invested, scouring sites for endless hours can leave you with a serious case of brain drain. Not-too-long ago, I...
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Penguin Pick of the Month: Adopt a Pet for Less
Charlie remembers desperately wanting a pet while he was growing up. But dogs and cats scared him, fish were tempting snacks, and it just didn’t seem right to put another bird in a cage. Nevertheless, Charlie wants to help his friends add non-human members to their...
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17 Creative Ways to Pay Less in College
Just because you’re a strapped-for-cash college student, doesn’t mean you have to eat Ramen every day or forgo your social life. Charlie remembers getting creative to cover his education, living expenses, and adventures with friends like it was just yesterday. Always...
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Eating Healthy: Less Expensive Than You Think?
You’ve probably heard that eating healthy is more expensive than eating processed junk. (Whole Foods, Whole Paycheck, right?!) But is it really true? The answer may surprise you. No matter what, we’ve got some pointers to help both your nutrition and bank account...
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5 Numbers More Important Than Your Income
As my friend Mel says, “Numbers are sexy.” We love talking about numbers, and tend to fixate on them — particularly when it comes to how much we earn. “I’m a six-figure freelance designer,” or, “If I take this job, I’ll earn $10,000 more.” We oftentimes measure our...
read moreRecent Posts
Recent Posts
Budgeting for the Wedding Dress of Your Dreams
Congrats, bride-to-be! Are you excited about the big day? You already know that your wedding day will be an event to remember. If getting the wedding dress of your dreams is on top of your list, the good news is that there are no shortage of choices out there. The...
read more
How to Have Fun (Not) Traveling this Summer
Confession: Traveling during the busy summer season just isn’t for me. In our modern age filled with digital nomads and travel hacking devotees, it’s almost a sin not to be daydreaming about the next summer vacay. But in my humble opinion, summer travel can be a bit...
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What to Do When Summer FOMO Kicks In
With summer quickly approaching, many of us are indulging the fantasy of lounging on a tropical beach with yummy cocktails or taking a long-awaited road trip. As exciting as those things sound, the fantasy is often dashed when reality hits: these things cost money....
read more
Ready to Buy? Useful Tips for First-Time Home Buyers
Buying a home is an exciting time in anyone’s life. It's easy to get caught up on HGTV and drool over beautiful homes and imagine what it'd be like lounging by the pool in your new backyard. However, purchasing a big ticket item such as a house is no small task....
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The Truth Behind Why Women Save Less for Retirement than Men
Recent studies show that women are saving less towards retirement than men. While some of these reasons can be vague -- there are practical, real-life implications behind why women save less towards retirement than their male counterparts. Here are a few factors...
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How to Make Fewer Decisions and Still Get the Best Deal
If you’re a savvy shopper, chances are you’ve compared prices to save some beans. On the flip side, tedious searching comes with a cost. Besides the time invested, scouring sites for endless hours can leave you with a serious case of brain drain. Not-too-long ago, I...
read more
Freelance Life: How to Achieve Financial Freedom
The freelance tribe is growing in numbers. According to an annual report “Freelancing in America,” which was released by Upwork and the Freelancers Union, about 57 million people in the U.S. are part of the freelancer workforce. The good news is that 61 percent of...
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Why Budgets Don’t Work—and What Does
As someone who has spent an inordinate amount of brain cells mulling over money, a well-known pillar of financial wellness is that you need to budget. Here’s the thing: while budgeting is touted by many in the personal finance blogosphere as mission critical to...
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Don’t Book a Destination Wedding Until You’ve Read This
You only have one wedding day (hopefully), and you want to make it count. And while to many couples it can sound like the ultimate dream to have the big day surrounded by friends and family in Cabo or Florence, there are some factors to consider before taking the...
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What’s in the Box? Creative and Cheap Packed Lunch Ideas
Ever ask yourself why cafe sandwiches are so expensive? Or why noodle dishes at restaurants are $13 when a pack of dry spaghetti costs 99 cents and is 7 servings? Well, you should! Going out to lunch every day at work adds up fast, but you don’t have to fast to keep...
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