Penguin Thoughts
Your money-saving prodigy penguin writes
Penguin Thoughts
Your money-saving prodigy penguin writes
Featured:
Featured Posts
Featured Posts
How to Manage Debt as a Couple
You and your significant other dutifully share furbaby duties, split plates of pasta at your favorite Italian eatery, and squeeze from the same tube of toothpaste. You’ve divulged your weirdest desires, and what your dream house would look like. But when it comes to...
read more
Here are the 4 Best Ways to Get Free Stuff
Yes, free. None of this “buy one get one free” business. None of those fake freebies either. You know, those free sample offers you see floating around that require you to pay for shipping, or the “discount” spreads out over a few purchases. We’re talking about...
read more
What is a High-Interest Savings Account and Why Should You Care?
Maybe you want to break up with your existing bank or you’re trying to figure out where you can park your cash while still being able to earn some semblance of an interest rate. We don’t blame you — the national average for savings accounts is an appalling 0.10%....
read more
When You and Your Partner Have Different Outlooks About Money
A few summers ago, I was enjoying a leisurely lunch with my friend Carmi. Mid-noshing, she brought up the fact that while her husband needed to squirrel away a robust reserve for emergencies, she wanted to just enjoy her life in the here and now. She and her husband...
read more
Can’t Afford to Move? Here’s How to Cope
If you’re like most people, one of your biggest monthly expenses is housing. The average American household spends over $18,000 a year on housing costs, which includes things like a mortgage or rent, property taxes, and maintenance. The rule of thumb most financial...
read more
Your Mid-Year Financial Checkup in 8 Steps
It may be hard to believe, but more than half of 2019 is already in the books! With just under 50% of the year remaining, it’s the perfect time for a financial checkup so that you can ring in 2020 fiscally healthy. Here are 8 steps to make your financial life say...
read more
6 Side Hustles You Can Do With Kids
Who doesn't love a side hustle? Since I like you and your entrepreneurial spirit, let me be straight with you — it’s a bit of a challenge starting something on the side when you have kids. By the time you get a sitter, the side hustle may no longer be profitable....
read more
How to Make Major Bank Hosting a Yard Sale
Who doesn't love finding treasures? If you have a bunch of items you're getting rid of, why not sell them for maximum dollar with little hassle? Instead of listing them on online marketplaces like eBay, yard sales are a great way to make a few bucks in just a few...
read more
TV Millennials vs. Real-Life Millennials: Money Habits
Anyone who knows me knows that I love a good show -- like Insecure, You, and Dear White People. Nothing is more satisfying than binge-watching a series that features the latest up-and-coming talent and highlights some of the daily struggles millennials face. With...
read more
Penguin Pick of the Month: 401k Hardship Withdrawals
After a series of unexpected expenses, Charlie’s feeling the pinch of financial hardship. Always the prudent penguin, he wants to avoid racking up high-interest credit card debt so he started researching other ways to improve his cash flow. Then he remembered that...
read moreRecent Posts
Recent Posts
How to Manage Debt as a Couple
You and your significant other dutifully share furbaby duties, split plates of pasta at your favorite Italian eatery, and squeeze from the same tube of toothpaste. You’ve divulged your weirdest desires, and what your dream house would look like. But when it comes to...
read more
Here are the 4 Best Ways to Get Free Stuff
Yes, free. None of this “buy one get one free” business. None of those fake freebies either. You know, those free sample offers you see floating around that require you to pay for shipping, or the “discount” spreads out over a few purchases. We’re talking about...
read more
The Right Time to Start Retirement Planning is Now
In an economy where many of us are struggling with student loan debt, steadily increasing housing costs, and stagnant wages, retirement planning tends to fall to the bottom of the priority list. When there are so many other immediate expenses to tend to, it can feel...
read more
7 Insurance Policies for Married Couples
Getting married is a joyous occasion where two souls ceremoniously become one. However, it's also a time marked by a lot of behind-the-scenes changes -- like merging finances or finding a new place to live. While many folks plan for a last name swap, Charlie’s...
read more
What is a High-Interest Savings Account and Why Should You Care?
Maybe you want to break up with your existing bank or you’re trying to figure out where you can park your cash while still being able to earn some semblance of an interest rate. We don’t blame you — the national average for savings accounts is an appalling 0.10%....
read more
6 Ways to Make Eating In More Fun
Let’s face it -- eating out for breakfast, lunch, and dinner adds up … fast. In fact, recent data from the Bureau of Labor Statistics' Consumer Expenditure Survey shows that the average American spends up to $4,200 a year on food away from home at restaurants or...
read more
Penguin Pick of the Month: Little Known Money Facts
Your favorite money-saving penguin, Charlie, loves to help you manage your finances and live your best life. Just last week, he found a unique old coin, and his inner geek was unleashed. Wanting to know anything and everything about our currency, he took to the...
read more
When You and Your Partner Have Different Outlooks About Money
A few summers ago, I was enjoying a leisurely lunch with my friend Carmi. Mid-noshing, she brought up the fact that while her husband needed to squirrel away a robust reserve for emergencies, she wanted to just enjoy her life in the here and now. She and her husband...
read more
Can’t Afford to Move? Here’s How to Cope
If you’re like most people, one of your biggest monthly expenses is housing. The average American household spends over $18,000 a year on housing costs, which includes things like a mortgage or rent, property taxes, and maintenance. The rule of thumb most financial...
read more
How to Make Major Bank Hosting a Yard Sale
Who doesn't love finding treasures? If you have a bunch of items you're getting rid of, why not sell them for maximum dollar with little hassle? Instead of listing them on online marketplaces like eBay, yard sales are a great way to make a few bucks in just a few...
read more