Penguin Thoughts
Your money-saving prodigy penguin writes
Penguin Thoughts
Your money-saving prodigy penguin writes
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Featured Posts
Featured Posts
6 Side Hustles You Can Do With Kids
Who doesn't love a side hustle? Since I like you and your entrepreneurial spirit, let me be straight with you — it’s a bit of a challenge starting something on the side when you have kids. By the time you get a sitter, the side hustle may no longer be profitable....
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How to Make Major Bank Hosting a Yard Sale
Who doesn't love finding treasures? If you have a bunch of items you're getting rid of, why not sell them for maximum dollar with little hassle? Instead of listing them on online marketplaces like eBay, yard sales are a great way to make a few bucks in just a few...
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TV Millennials vs. Real-Life Millennials: Money Habits
Anyone who knows me knows that I love a good show -- like Insecure, You, and Dear White People. Nothing is more satisfying than binge-watching a series that features the latest up-and-coming talent and highlights some of the daily struggles millennials face. With...
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Penguin Pick of the Month: 401k Hardship Withdrawals
After a series of unexpected expenses, Charlie’s feeling the pinch of financial hardship. Always the prudent penguin, he wants to avoid racking up high-interest credit card debt so he started researching other ways to improve his cash flow. Then he remembered that...
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Is Charlie Finance Safe?
We live in an era of constant data breaches, identity theft, and online fraud. It often feels like a game of, “Who do you trust?” every time an app asks for your private information. Keeping your personal and financial information secure is our highest priority at...
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Budgeting for the Wedding Dress of Your Dreams
Congrats, bride-to-be! Are you excited about the big day? You already know that your wedding day will be an event to remember. If getting the wedding dress of your dreams is on top of your list, the good news is that there are no shortage of choices out there. The...
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10 Ways to Win Retirement Planning with Your Spouse
Despite retirement feeling like a long way off, you should be taking advantage of the gift of time (and compound interest!) by starting to plan now. If you’re married (or soon to be), you’ll need to factor your spouse into your retirement strategy. Even though...
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What to Do When Summer FOMO Kicks In
With summer quickly approaching, many of us are indulging the fantasy of lounging on a tropical beach with yummy cocktails or taking a long-awaited road trip. As exciting as those things sound, the fantasy is often dashed when reality hits: these things cost money....
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How to Personalize Your New Apartment on a Budget
Moving can be exciting -- but expensive. Between the first and last month’s rent, your security deposit, and other costs, your bank account may be hurting. To top it all off, your new apartment feels foreign, like it’s someone else’s home. But don’t worry -- you can...
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30+ Hacks to Save When Grocery Shopping
Grocery shopping is a major line item on anyone’s budget. (Charlie spends more than he cares to admit on squid, his favorite seafood!) But he knows that it’s possible to refine your spending in this category. Let’s look at several strategies you could implement to...
read moreRecent Posts
Recent Posts
How to Make Major Bank Hosting a Yard Sale
Who doesn't love finding treasures? If you have a bunch of items you're getting rid of, why not sell them for maximum dollar with little hassle? Instead of listing them on online marketplaces like eBay, yard sales are a great way to make a few bucks in just a few...
read more
8 Tips to Score the Best Deals on Amazon Prime Day
Summertime and the savings is easy. This rings especially true if you’re an Amazon Prime member. For bargain hunters around the world, Prime Day is an eagerly awaited event where members can snag the best deals on Amazon’s marketplace. This year, the biggest...
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TV Millennials vs. Real-Life Millennials: Money Habits
Anyone who knows me knows that I love a good show -- like Insecure, You, and Dear White People. Nothing is more satisfying than binge-watching a series that features the latest up-and-coming talent and highlights some of the daily struggles millennials face. With...
read more
How to Celebrate the Fourth of July on a Budget
Independence Day is coming up fast, which means it’s time for backyard BBQs, poolside popsicles, and sizzling sparklers! To make sure your savings don’t go up in smoke like the fireworks on the 4th, Charlie has some great ways to keep your dollars from declaring...
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Is Charlie Finance Safe?
We live in an era of constant data breaches, identity theft, and online fraud. It often feels like a game of, “Who do you trust?” every time an app asks for your private information. Keeping your personal and financial information secure is our highest priority at...
read more
Budgeting for the Wedding Dress of Your Dreams
Congrats, bride-to-be! Are you excited about the big day? You already know that your wedding day will be an event to remember. If getting the wedding dress of your dreams is on top of your list, the good news is that there are no shortage of choices out there. The...
read more
How to Have Fun (Not) Traveling this Summer
Confession: Traveling during the busy summer season just isn’t for me. In our modern age filled with digital nomads and travel hacking devotees, it’s almost a sin not to be daydreaming about the next summer vacay. But in my humble opinion, summer travel can be a bit...
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What to Do When Summer FOMO Kicks In
With summer quickly approaching, many of us are indulging the fantasy of lounging on a tropical beach with yummy cocktails or taking a long-awaited road trip. As exciting as those things sound, the fantasy is often dashed when reality hits: these things cost money....
read more
Ready to Buy? Useful Tips for First-Time Home Buyers
Buying a home is an exciting time in anyone’s life. It's easy to get caught up on HGTV and drool over beautiful homes and imagine what it'd be like lounging by the pool in your new backyard. However, purchasing a big ticket item such as a house is no small task....
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The Truth Behind Why Women Save Less for Retirement than Men
Recent studies show that women are saving less towards retirement than men. While some of these reasons can be vague -- there are practical, real-life implications behind why women save less towards retirement than their male counterparts. Here are a few factors...
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