Penguin Thoughts

Your money-saving prodigy penguin writes

Penguin Thoughts

Your money-saving prodigy penguin writes

Charlie ❤️ Costco and so should you

  When a new person joins our team at Charlie, we all celebrate. There are lots of little...

Featured Posts

Featured Posts

Budgeting for the Wedding Dress of Your Dreams

  Congrats, bride-to-be! Are you excited about the big day? You already know that your wedding day will be an event to remember. If getting the wedding dress of your dreams is on top of your list, the good news is that there are no shortage of choices out there. The...

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What to Do When Summer FOMO Kicks In

  With summer quickly approaching, many of us are indulging the fantasy of lounging on a tropical beach with yummy cocktails or taking a long-awaited road trip. As exciting as those things sound, the fantasy is often dashed when reality hits: these things cost money....

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How to Personalize Your New Apartment on a Budget

  Moving can be exciting -- but expensive. Between the first and last month’s rent, your security deposit, and other costs, your bank account may be hurting. To top it all off, your new apartment feels foreign, like it’s someone else’s home. But don’t worry -- you can...

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30+ Hacks to Save When Grocery Shopping

  Grocery shopping is a major line item on anyone’s budget. (Charlie spends more than he cares to admit on squid, his favorite seafood!) But he knows that it’s possible to refine your spending in this category. Let’s look at several strategies you could implement to...

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Penguin Pick of the Month: Adopt a Pet for Less

  Charlie remembers desperately wanting a pet while he was growing up. But dogs and cats scared him, fish were tempting snacks, and it just didn’t seem right to put another bird in a cage. Nevertheless, Charlie wants to help his friends add non-human members to their...

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17 Creative Ways to Pay Less in College

Just because you’re a strapped-for-cash college student, doesn’t mean you have to eat Ramen every day or forgo your social life. Charlie remembers getting creative to cover his education, living expenses, and adventures with friends like it was just yesterday. Always...

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Eating Healthy: Less Expensive Than You Think?

  You’ve probably heard that eating healthy is more expensive than eating processed junk. (Whole Foods, Whole Paycheck, right?!) But is it really true? The answer may surprise you. No matter what, we’ve got some pointers to help both your nutrition and bank account...

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5 Numbers More Important Than Your Income

  As my friend Mel says, “Numbers are sexy.” We love talking about numbers, and tend to fixate on them — particularly when it comes to how much we earn. “I’m a six-figure freelance designer,” or, “If I take this job, I’ll earn $10,000 more.” We oftentimes measure our...

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Recent Posts

Recent Posts

Budgeting for the Wedding Dress of Your Dreams

  Congrats, bride-to-be! Are you excited about the big day? You already know that your wedding day will be an event to remember. If getting the wedding dress of your dreams is on top of your list, the good news is that there are no shortage of choices out there. The...

read more

How to Have Fun (Not) Traveling this Summer

  Confession: Traveling during the busy summer season just isn’t for me. In our modern age filled with digital nomads and travel hacking devotees, it’s almost a sin not to be daydreaming about the next summer vacay. But in my humble opinion, summer travel can be a bit...

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What to Do When Summer FOMO Kicks In

  With summer quickly approaching, many of us are indulging the fantasy of lounging on a tropical beach with yummy cocktails or taking a long-awaited road trip. As exciting as those things sound, the fantasy is often dashed when reality hits: these things cost money....

read more

Freelance Life: How to Achieve Financial Freedom

  The freelance tribe is growing in numbers. According to an annual report “Freelancing in America,” which was released by Upwork and the Freelancers Union, about 57 million people in the U.S. are part of the freelancer workforce. The good news is that 61 percent of...

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Why Budgets Don’t Work—and What Does

  As someone who has spent an inordinate amount of brain cells mulling over money, a well-known pillar of financial wellness is that you need to budget. Here’s the thing: while budgeting is touted by many in the personal finance blogosphere as mission critical to...

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