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Your money-saving
prodigy penguin

No apps. Just message Charlie and he'll get to work.

Charlie Intro Mobile
Hi. I’m Charlie!
I have some ideas to help you with $$$.
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Send me a message!
I’ll track your spending quickly and securely.

Charlie in the News

Charlie gets results

$50 million

Charlie is helping pay down $50 million in credit card debt!


On average, Charlie's friends save an extra $80 per week!

Reduce your bills

Are you getting the best deals out there?
Charlie makes sure you do.

Avoid extra charges

He's always paying attention,
making sure you never pay overdraft or late fees.

Track your spending

Charlie can tell you what you spend on groceries,
coffee or anything else. You might be surprised!

Save for something

Get out of debt or save for a vacation.
Charlie will get you there, one step at a time.

Charlie is...


A team of engineers and scientists built Charlie to make this technology available to everyone.

Safe and secure

Charlie uses better security than banks do, and never shares your private information.

Not an app

Nothing to download, no apps to install, no subscriptions, nothing. Just text or chat.

Get started in minutes


Message Charlie

He’ll text you right back (on Facebook or text).


Connect your accounts

Don't worry, Charlie can't touch your money. He just looks at transactions.

Bank connections

Charlie gets to work

Within minutes, Charlie will find ways to help you with your money!