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Your money-saving prodigy penguin

No Apps. Just message Charlie and he'll get to work.

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Get Started

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No app to download!
Just text me and I’ll get started!

Find free money

Are you getting the best deals out there? Charlie makes sure you do.

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Avoid extra charges

He’s always paying attention, making sure you never pay overdraft or late fees.

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Spend smarter

Charlie can tell you what you spend on groceries, coffee or anything else. You might be surprised!

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Save for something

Get out of debt or save for a vacation. Charlie will get you there, one step at a time.

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Charlie gets results

$3 million

Charlie is helping pay down $3
million in credit card debt!


On average, Charlie’s friends save an
extra $80 per week!

Charlie is...

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A team of engineers and scientists built Charlie to make this technology available to everyone.

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Safe and secure

Charlie uses better security than banks do, and never shares your private information.

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Not an app

Nothing to download, no apps to install, no subscriptions, nothing. Just text or chat.

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Get started in minutes


Message Charlie

He’ll text you right back (on Facebook or text).


Connect your accounts

Don’t worry, Charlie can’t touch your money. He just looks at transactions.

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Charlie gets to work

Within minutes, Charlie will find ways to help you with your money!