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Your money-saving
prodigy penguin

No apps. Just message Charlie and he'll get to work.

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By signing up, I consent to receive automated text messages at the number I have entered from Charlie Finance Co. with financial management help, insights, recommendations, and offers. 1 msg/day. Text HELP for help. Text STOP to cancel. Consent to these terms is not a condition of purchasing any property, goods or services. Message and Data Rates may apply.

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No app to download!
Just text me and I'll get started!

Charlie in the News

Find free money

Are you getting the best deals out there? Charlie makes sure you do.

I found a way you can get the same phone plan for $24 less!

Avoid extra charges

He's always paying attention, making sure you never pay overdraft or late fees.

Heads up! Pay your credit card by tomorrow to avoid a $35 late fee.

Spend Smarter

Charlie can tell you what you spend on groceries, coffee or anything else. You might be surprised!

You spend $18/week at Starbucks. That's $936/year!

Save for something

Get out of debt or save for a vacation. Charlie will get you there, one step at a time.

You just got paid! Transfer $40 into savings so you can take that vacation in July!

Charlie gets results

$50 million

Charlie is helping pay down $50 million in credit card debt!

$80/week

On average, Charlie's friends save an extra $80 per week!

3 days ago
Charlie is great! I thoroughly enjoyed getting financial advice from a cute penguin. He's already saved me $98/year.
Messenger Reviews
1 week ago
Very useful for keeping my finances in check no matter where I go.
Messenger Reviews
2 months ago
I love Charlie! I've cut some unnecessary bills and it's helping me get into perspective of how I need to organize my finances! Amazing!
Messenger Reviews
2 months ago
Cute little penguin 🐧! Makes it fun to track my spending.
Messenger Reviews
1 week ago
So useful and super cute!
Messenger Reviews
1 week ago
I love this app it’s helped me control my expenses and gives great advice
Messenger Reviews
3 weeks ago
Charlie is super helpful at reminding me to save money and helping me know where I’m putting my money
Messenger Reviews
2 weeks ago
Love this penguin 🐧
Messenger Reviews
6 days ago
This is the most useful financial tool I’ve used yet!
Messenger Reviews
3 days ago
So convenient, teaching me things about my spending I never noticed!
Messenger Reviews

Charlie is...

Free

A team of engineers and scientists built Charlie to make this technology available to everyone.

Safe and secure

Charlie uses better security than banks do, and never shares your private information.

Not an app

Nothing to download, no apps to install, no subscriptions, nothing. Just text or chat.

Get started in minutes

1

Message Charlie

He’ll text you right back (on Facebook or text).

2

Connect your accounts

Don't worry, Charlie can't touch your money. He just looks at transactions.

Bank connections
3

Charlie gets to work

Within minutes, Charlie will find ways to help you with your money!